Protect Your Move in Manassas, VA and Buy a Suitable Insurance Policy

So you are moving in or out of Manassas VA to a new home. There are a lot  of worries when you move. There's the money you'll spend. The memories you're taking from one place to another. Your treasured valuables, furniture, family pictures and children’s toys. When you move, your personal property (including valuables) is loaded onto a moving truck. And while most moves go smoothly, accidents do happen and some items may be lost or damaged during shipment.

Your professional mover in Manassas, VA is liable for the value of the goods you ask them to transport. There are, however, different levels of liability. The level you choose will determine the type and amount of reimbursement you will receive if an item is lost or damaged. 

In a situation already so troublesome, what if something happened to your items? Maybe they get damaged or stolen. Right, as long as they are in your custody, nothing of this sort should happen, but when you load them on the truck, is there any guarantee? Will you be able to receive them in the same shape and condition at your new residence?

Makes you nervous? Buy an insurance policy and you will be protected against all these circumstances.

Two types of coverage policies to choose from

A professional moving company in Manassas, VA usually offers two types of the coverage policies: released value protection and full value protection. Released value protection offers you payout at a specific rate, depending on the weight of your belongings. Ask your chosen professional moving company about the details and they will give you an estimate of the policy costs.

Full value protection is based on the valuation of your belongings, which will be moved. Should any item get damaged, the company wills either cover you for a repair or replacement, whichever is more appropriate.

Before you sign up for any of these policies, please ask your professional moving company in Manassas, VA about their maximum limits. In most cases, coverage is offered toll a certain amount only and if costs greater than this arise, you will have to bear the remaining expenses by yourself.

Is there any situation which is not covered?

There are a number of situations in which no coverage will be provided by most movers.  With your chosen policy, the circumstances may vary, so we will only talk about basic coverage here.

If you get basic coverage, your mover is not responsible for any boxes which they do not pack themselves. Even if such a box gets significantly damaged, your claim will not be entertained. Same is the case if you store your belongings at a separate facility that is not linked with your chosen mover,

In most instances, natural disasters like tornadoes, fires, windstorms and hurricanes are also not covered.

Other insurance options

Buying a policy from your professional mover in Manassas, VA is not necessary; there are other options as well which you can avail. Got a home insurance policy? Some of these do cover a move, and if that is the case, there may not be any need for you to a buy a separate policy. Get more details about the maximum limits and covered situations, and decide if these are appropriate for you.

A number of insurance providers also offer relocation insurance, which is similar to the policies offered by moving companies.

So before you move, use any option and get yourself covered.